Latest Blog Posts
How much will you need to retire?
Posted on 12 Feb 2025
Retiring early can be exciting for some, offering longer holidays and a slower pace of life, but it may also cause anxiety for others. A critical question is: how much do you need to fund your new lifestyle? If you have a defined benefit pension, you might feel more secure due to a guaranteed income for lif... Continue Reading
Changes announced to pensions in the recent budget
Posted on 12 Feb 2025
One of the biggest shocks from Labour's first Budget came when Chancellor Rachel Reeves announced that pensions would become subject to inheritance tax (IHT). This change reverses the decision by George Osborne in 2015, which exempted pension pots from being considered part of an estate. Although ... Continue Reading
Cash Flow Modelling
Posted on 12 Feb 2025
When it comes to financial planning, you can face unique challenges and opportunities, whether it be building wealth during the accumulation stage, managing your finances in the decumulation stage or saving for big life events. Cash flow modelling provides a clear picture of income expenses savings and inve... Continue Reading
How pension contributions can help you regain your Child Benefit and Personal Allowance back
Posted on 12 Feb 2025
Is your salary having an impact on your child benefit payment or are you losing part or all of your Personal Allowance? Currently child benefit is worth £25.60 a week for the eldest or only child and £16.95 a week for younger children. With effect from April 2025 benefits will increase by 1.7% and the w... Continue Reading
The Park Garden Trail 2025
Posted on 12 Feb 2025
Here is a date for your calender: Sunday 22nd June from 1pm to 6pm, at the Park Estate Nottingham NG7. For those who joined us last year you will have enjoyed a very pleasant afternoon walking around some beautiful gardens in the lovely Park Nottingham. This will be the 26th anniversary of ... Continue Reading
Deadline for Voluntary National Insurance Contributions is Approaching
Posted on 12 Feb 2025
The UK government has set a crucial deadline of 5th April 2025 for making voluntary National Insurance (NI) contributions to fill gaps in your contribution history for the tax years 2006/07 to 2017/18. This could significantly impact your eligibility for the full State Pension. If yo... Continue Reading
As you get older, it’s inevitable that your perspective will change
Posted on 12 Feb 2025
You will stop stressing about wrinkles and grey hairs, but you’ll also have a gradual change in perspective, a mellowing of sorts. The things that used to upset you might not seem so important anymore, and you start to appreciate the simpler, more meaningful aspects of life. Here are some things you sta... Continue Reading