Latest Blog Posts

Are your savings working hard enough?

Posted on 05 Apr 2022

In 25 years your cash could have lost almost half its value due to inflation. And yet many people still have their savings in cash ISAs or sitting in the bank. There’s usually something comforting about having money in the bank but the likelihood is it might not be doing you any favours. It’s always importa... Continue Reading

So how can you help combat the effects of inflation?

Posted on 22 Mar 2022

With inflation at *5.5%, quite simply, if you're saving for retirement your money is going to have to work harder to keep its value Let’s say you were planning to retire on savings of £100,000. If prices go up by 10% before you retire, you’ll need to save an additional £10,000 to have the same reti... Continue Reading

Ukraine invasion: First lady Olena Zelenska praises 'incredible' women

Posted on 07 Mar 2022

Image: Olena Zelenska with Volodymyr Zelenskyy and their children. Pic: Olena Zelenska via Instagram ... Continue Reading

Women are unlocking the power of advice

Posted on 07 Mar 2022

As you know, the team here at CL4Women are continually striving to promote a female centric culture of investing, now more than ever.  The value of advice is clear, as we have seen tangible benefits both from a financial and mental wellbeing perspective with ou... Continue Reading

International Womens Day Tuesday 8th March

Posted on 07 Mar 2022

In celebration of all things female, International Womens Day raises awareness against bias and to take action for equality. Women’s empowerment promotes self-worth and a right to influence change.  ... Continue Reading

Katie Hancock - our vulnerability champion

Posted on 08 Mar 2022

My name is Katie Hancock and I have recently been asked to take on the responsibility of becoming our vulnerability champion.  My role is to understand, identify and support clients who may be vulnerable and to ensure they are supported through our who... Continue Reading

Mothers Day - treat your mum or yourself to a little pampering

Posted on 10 Mar 2022

With Mothers Day fast approaching it always nice to treat your mum or yourself to a little pampering.  Using the right skincare has always been important to many ladies and my good friend Helen Bingham has been providing me with my skin care ‘Environ’ for a few years now.  I decid... Continue Reading

Response to recent stock market volatility

Posted on 24 Feb 2022

With rising inflation in the UK and globally, and with political tensions mounting in Ukraine, the early months of 2022 have been uncertain for investors. In particular, many investors in ‘growth’ stocks have seen their investment values take a short-term hit. In times like these it can be easy to forget yo... Continue Reading

Bumps in the road ahead and how to prepare for them

Posted on 13 Dec 2021

It has been a strange couple of years for investors. There was a lot of noise and panic in the air back in early 2020, when stock markets and asset prices plunged in response to the Coronavirus outbreak. However, an unprecedented speedy recovery meant that investor despair quickly tur... Continue Reading

What to consider with an Enterprise Investment Scheme

Posted on 13 Dec 2021

Over recent years we have seen an increased demand amongst our clients for private equity investments. Not only are higher-rate taxpayers and those selling businesses looking for legitimate ways to reduce their tax bills, investors are also considering how they can diversify their portfolio of ‘mains... Continue Reading

Inflation – What is it and how can it affect your savings?

Posted on 13 Dec 2021

There has been a lot of talk in the news lately regarding inflation, both in the UK and globally, with many predicting some sharp increases on the horizon.  Indeed, in his recent Autumn budget, the Chancellor announced that the rate of inflation in the UK is expected to average 4% in 2022.... Continue Reading

Five common responsible investing myths debunked

Posted on 13 Dec 2021

With COP26 having been in the news during November, issues such as climate change have once again been leading the headlines as world leaders discuss their plans on how and when to reach a ‘net zero’ economy. As we all become increasingly aware of environmental and societal issues, investors continue ... Continue Reading

Planning a divorce It’s time to say ‘Goodbye’ – What are marital assets and how should we divide them?

Posted on 26 Jul 2021

If you are unhappy and need to say ‘goodbye’ to your marriage it is often very hard to know where to start!  The split can often affect not just the two of you but the wider family too.  Ma... Continue Reading

Avoid These 6 Mistakes To Achieve Your Money Goals

Posted on 26 Jul 2021

You’ve taken the time to set your money goals. But how do you make sure you’re on track to achieve them?... Continue Reading

What type of responsible investor are you?

Posted on 26 Jan 2021

For almost three-years now, we have been developing our Responsible Investment service and having conversations with investors about how their money can make a difference, as well as a return. While responsible investing had been slowly creeping into people’s thoughts over recent years, th... Continue Reading

How to pass on your pension savings to your loved ones

Posted on 26 Jan 2021

When it comes to making sure your loved ones are looked after when you’re gone, it’s important not to overlook the important part that passing on your pension savings could play. Some basic checks and steps can help ensure they pass to the right people and ... Continue Reading

People who worked from home during the pandemic can claim £125 cashback

Posted on 26 Jan 2021

In a spot of good news for those people who’ve had to work at home throughout the Covid-19 pandemic - you could be owed some money!  If you've been asked to wo... Continue Reading

Introducing the newest member of our team!

Posted on 05 Feb 2021

We are delighted to introduce you to Rebecca Hoe, who has recently joined the Financial Planning team here at CL4Women. Rebecca brings with her a wealth of experience, having worked within the financial services industry for over 25-years, and will be helping to expand and promote the CL... Continue Reading

What to feed birds in Winter

Posted on 26 Jan 2021

Survival for birds can be challenging at any time of year, but in particular during the cold winter months. Small birds especially struggle due to having a large surface area and comparably small volume. This means they lose heat to their surroundings very quickly and must eat a lot of food to replace the energy lost. Ma... Continue Reading

Inspirational Women - One Cancer Survivor On What She Learnt From Extreme Self-Isolation

Posted on 28 Apr 2020

As recent events have highlighted, none of us know exactly what is around the corner and our lives can change in an instant. That is why I wanted to share with you the inspirational story of Lauren Murrell and how, after being diagnosed with a rare form of cancer at the age just 23, she endured nine months of extreme ... Continue Reading

Looking after your mental wellbeing during lockdown

Posted on 23 Apr 2020

In recent times, as a society we have become more aware of mental health issues than ever before. While it is a big positive that the stigma around mental health is gradually disappearing, sadly the current lockdown situation may prove incredibly difficult for some people to deal with. Here, we share 10 s... Continue Reading

Zoom, Zoom, Zoom!

Posted on 23 Apr 2020

While social distancing measures may mean that face-to-face meetings are a ‘no go’ for the time being, I am pleased to let you know that we can still hold our regular review meetings via the medium of Zoom Video Conferencing! If you want to hold a Zoom meeting with me then you will need a laptop, PC or tablet with a camera and microphone (most laptops and tablets have these inbuilt)... Continue Reading

How women can take charge of their own destinies

Posted on 23 Apr 2020

In this short video, Emma Morgan – Portfolio Manager at our investment and research partners Morningstar – discusses how the investment industry can help women take charge of their own destinies and save for a decent retirement. ... Continue Reading

Investment Update – EQ Positive Impact Portfolios

Posted on 23 Apr 2020

Over previous editions of our Newsletter we have talked about the concept of ‘positive impact’ investing; how your money can help to make a real difference to the world and how this is an area of investing which is growing in popularity. In this 5-minute video below, EQ Investors – who provide a series of Positive Impact Portfolios – provide an update as to how their portfolios ... Continue Reading

Working From Home – Adapting to a new working life

Posted on 23 Apr 2020

The fallout from Covid-19 has changed the way that we are all living and, for those lucky enough to be able to continue with their work, this means setting up a new working station in your home office, spare bedroom or perhaps the kitchen table! In this article Sophie Kennedy, Head of Investing at our sustain... Continue Reading

Good Guide to Investing for Women

Posted on 23 Apr 2020

I recently discovered this Investing for Women guide which has been put together by the people at Good With Money and felt that I should share this with you, as there are lots of interesting and thought-provoking articles in it. The guide covers several topics such as: Breaking down psycholog... Continue Reading

Doing our bit – Supporting the local community

Posted on 23 Apr 2020

Here at CL4Women we are always happy and willing to do our bit in supporting the local community. You may remember that over the last couple of summers we have sponsored the Lady Bay Open Gardens, which sees local residents open up their beautiful and colourful gardens to the public. Last year’s ... Continue Reading

Why it’s time to tackle the female elephant in the room

Posted on 08 Oct 2019

As you know, CL4Women was established with the objective of making financial services more accessible for females. Those of us who have ... Continue Reading

How investors can fight climate change

Posted on 08 Oct 2019

In our previous two newsletters we have written about our Positive Impact Investment Service and how your money could make a difference to the world. ... Continue Reading

£100,000 pensions gap for women working part-time

Posted on 08 Oct 2019

In the last two editions of Sisterhood Speaks we have spoken ... Continue Reading

Lady Bay Open Gardens – A blooming success!

Posted on 08 Oct 2019

CL4Women were proud sponsors of the Lady Bay Open Gardens for the second consecutive year and we are thrilled to report that the event was a huge success! ... Continue Reading

How your money could have a positive impact on the world

Posted on 24 Apr 2019

In our previous newsletter I introduced you to the concept of impact investing and how your money could potentially make a positive difference to the world around us.  ... Continue Reading

Taking control: why it’s so important to make a Will

Posted on 24 Apr 2019

Most people would rather go on holiday than make a Will, but making sure you have done that is arguably one of the most important things you can do for yourself and your family, to protect your partner, your children, and your assets. ... Continue Reading

Lady Bay Open Gardens 2019 – Save The Date!

Posted on 24 Apr 2019

CL4Women are delighted to be sponsoring the Lady Bay Open Gardens weekend for a second consecutive year. Last year’s event was a great success with over 1,300 attending, 2... Continue Reading


Posted on 26 Apr 2019

A recent polling report on public attitudes to money provided insights to behaviours around finance and investment when comparing men to women. ... Continue Reading

Ensuring you are insured!

Posted on 08 May 2019

In recent years we have read lots about women earning on average less than their male colleagues and, in our last newsletter, we referenced some alarming research which suggested that women’s pension funds are on average a lot less than men’s.  ... Continue Reading

You're invited to an Afternoon Tea Party

Posted on 18 Sep 2018

Come for a relaxed evening of fun with refreshments, cake, and cocktails. There will be a charity raffle and two guest speakers, Sophie Kennedy from EQ Investors and Rebecca Morgan-Jones from The Recharge Room. You’re welcome to bring a friend, just let us know! Free entry. Click here to view invite... Continue Reading

Have you thought about impact investing?

Posted on 13 Aug 2018

We as a society are becoming more and more aware of wanting to make the world a better, safer place to live. At CL4Women we are mindful that female investors in particular are increasingly concerned with how their money is invested and have a desire to create a legacy for their children and grandchildren in a responsible way. That’s why we are delighted to have recently p... Continue Reading

Women face gender pension gap of 11%

Posted on 13 Aug 2018

One of the key issues we as women face is that of retirement planning. Not only do we tend to get paid less for the same jobs as men and take time off from our careers to raise a family, but we also tend to live longer than men. That means we tend to build smaller retirement funds but need to make them last longer! Recent research from Fidelity suggests that young women in their late 20... Continue Reading

Cash Flow Modelling – Helping to map your financial journey

Posted on 13 Aug 2018

I am excited to let you know about a major new development within CL4Women over recent months, and that is the introduction of Cash Flow Modelling to our client advice process. In short, Cash Flow Modelling allows us to use the data which our clients have provided us – such as their assets, liabilities, income, expenditure etc. – and provides a forecast of how their wealth may grow ... Continue Reading

The importance of using a specialist divorce lawyer

Posted on 13 Aug 2018

In my role heading up CL4Women I have met many female clients and professionals who are going through, or have recently gone through, the painful process of a divorce. It is such a stressful time for any woman and it often leads to many financial uncertainties. Here, Caroline Elliott of Shakespeare Martineau Solicitors explains why using a specialist Family Lawyer can help you through a div... Continue Reading

Queen of Hearts - CL4Women giving back

Posted on 13 Aug 2018

Sponsorship for West Bridgford Open Gardens – A lovely day was had by all at West Bridgford Open Gardens on the weekend of 30th June. The event was a resounding success with over 1,300 people in attendance over the two days. A total of 24 gardens of all shapes and sizes took part with families enjoying the hospitality and entertainment. Despite the high tempera... Continue Reading

Women underestimate pension pots by two thirds

Posted on 20 Jul 2016

Britain’s over 50s need to double the amount they believe they need to generate a decent income in retirement, according to new research. Research by Saga Investment Services also found that women underestimate their pension pots by almost two thirds. Saga’s report found that over 50s felt they would need an average annual income of £15,200 to cover their e... Continue Reading

Market Views – Update on recent volatility

Posted on 25 Aug 2015

During difficult market conditions, such as those experienced recently, it is easy to get caught up in the short-term noise and become irrational, which is what a lot of short-term investors and those operating on a ‘DIY’ basis will be... Continue Reading

Cockburn Lucas nominated as finalist for Investor Growth Awards 2015

Posted on 21 Oct 2015

During difficult market conditions, such as those experienced recently, it is easy to get caught up in the short-term noise and become irrational, which is what a lot of short-term investors and those operating on a ‘DIY’ basis will be... Continue Reading

Flowers to Choose, Arrange, Create and Surround, so your Table Talks

Posted on 26 Apr 2019

Now that springtime has arrived – why not make a table centre piece to brighten up your home.   ... Continue Reading

Cocktail inspiration from French 75

Posted on 05 Aug 2021

As the hospitality sector begins to fully re-open, Nottingham has been blessed with yet another great new bar to enjoy a cocktail or two. ... Continue Reading

Open Water Swimming

Posted on 06 Aug 2021

Open Water Swimming You would have thought that being selected to swim for your County in your younger years would mean you were a strong enough swimmer to put your mind to swimming anywhere…. I have, from a distance, admired and followed (on Instagram, not literally!) those who partake ... Continue Reading